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In 2015, just 5 percent of white applicants were denied a home loan, compared with 18 percent of black mortgage applicants. in terms of whether you look to the small percentage of loans that go to. Besides a straight 100 percent refinance, one might consider refinancing two different mortgage loans. This allows individuals to forgo private.

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(Sarah Blesener/Reveal via AP) Fifty years after the federal Fair Housing Act banned racial discrimination in lending, African-Americans and Latinos continue to be routinely denied conventional.

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