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What are the benefits of long-term loans? Some advantages include: flexibility. You can find a long-term loan ranging between 1,000 to 100,000, over a period of time to pay back that suits you. The possibility of lower interest rates than short-term loans. Payday lenders, for example, can have interest rates exceeding 1,000%.
· Applying for a long-term personal loan requires time and research for the best deal. Your search may start on the internet, or you may walk into your local bank or credit union for a meeting with a loan officer. You should do thorough research, compare loans from many lenders, and ask plenty of questions before you commit to a loan.
Long-Term Loan definition from the mortgage glossary at QuickenLoans.com. Learn mortgage terms and jargon with the Quicken Loans Mortgage Glossary.
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