The biggest fall in monthly cost was for a five-year fixed rate buy-to-let mortgage at 50% Loan-to-Value (LTV), dropping by £25 per month between September and October. Five-year fixed rate BTL.

PHH announced that it planned to sell off its entire mortgage servicing rights portfolio in a massive deal with New Residential Investment. Now, that process is moving closer to being complete, as PHH.

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A conventional 97 mortgage has no upfront mortgage fees and offers the ability to cancel private mortgage insurance when the loan-to-value ratio reaches 80 percent. To qualify, you’ll need a 3 percent down payment and you’ll have to meet credit score, debt-to-income and loan amount requirements.

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