The lower-rated slices of recent deals are “five or six times oversubscribed. Still, concerns are mounting that consumers.

Consumer services include online and mobile banking, home equity loans and lines, mortgage options and wealth management.

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As global yields have declined, the US market – whether that’s government securities, corporate bonds or mortgages – has.

While many Canadian short-term lenders are feeling the squeeze due to new government regulations restricting rate increases .

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